Is it time for your New Years Resolution

Is it time for your New Years Resolution I have a long time family friendwhoworks inNYC. Shesemployed inthe banking industry. Are you saying yikes yet. Those two demographics together are known for mass layoffs. 2008 will be remembered for all the fallen soldiers in the finance/banking industry.Last I heard, my friend wasstillstanding, though on very shakey ground. Heres her advice: 1. Have enough liquidity to live on in case you get laid off. Manage your finances as best you can and live below your means. Reduce leverage to zero if possible. 2. Keep your head down, add value wherever you can ; EXECUTE well in your job. 3. No whining.Life is not always fair. Deal with it. Do the best you can and ensure you have balanced interests and have time to decompress. 4. Network listen actively thats how you learn about whats going on. 5. Be flexible / adaptable to changeIts a daily occurrence at this point. If youre stressed, find outlets. Ask for help where you need it. Vent when you need to. Accept that Wall St. will not be the same and thats not so badJust different. Lets figure out how we want to live a balanced, happy and healthy life in 2009. Let our expectations be based on the present and not what used to be. Let us find new ways of being fulfilled and renewed. Life is too short, enjoy the moment!